The Jammu and Kashmir Bank Limited provides various banking products and services for household, and small and medium enterprises in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business segments. The company offers various accounts, such as savings, salary, pension, and current accounts; and term deposits. It also offers housing, consumer, education, term, car, coaching fee, and skill loans; and Saholiat/Saral, laptop/PC, smartphone, primary education, modular kitchen, and two-wheeler finance, as well as festival advance and cash credit schemes, and loan against gold. In addition, the company provides finance for commercial vehicles, school buses, passenger buses/mini buses, craft development, craftsmen livelihood, handicrafts, commercial premises, contractor, mini sheep farm establishment, construction equipment, small businessmen, and tourism; mortgage loans for trade and service sector, loans against mortgage of immovable property, fair price shop scheme, and all-terrain vehicles/snowmobile finance scheme; and agricultural loans. Further, it offers mutual funds, life and non-life insurance products, and nonresident banking services; and Internet and mobile banking, ATM, as well as debit, credit, and prepaid cards. As of March 31, 2020, The Jammu and Kashmir Bank Limited operated 955 branches in 17 states and 4 union territories; and 1354 ATM's. The company was founded in 1938 and is headquartered in Srinagar, India. The ISIN of this stock is INE168A01041.