First Hawaiian, Inc. (FHI), formerly BancWest Corporation, incorporated on November 7, 1973, is a bank holding company. The Company owns First Hawaiian Bank (FHB or the Bank). The Company operates through three segments: Retail Banking, Commercial Banking, and Treasury and Other. It provides a range of deposit accounts and lending services to commercial and consumer customers, as well as credit card products, wealth management services and merchant processing services. Through the Bank, the Company operated a network of 62 branches in Hawaii (57 branches), Guam (three branches) and Saipan (two branches) as of December 31, 2016. The Company provides a range of banking services to consumer and commercial customers, including deposit products, lending services and wealth management and trust services. Through the bank's distribution channels, it offers a range of deposit products to its customers, including checking and savings accounts and other types of deposit accounts.
The Company offers commercial banking services to middle market and large Hawaii-based businesses. It provides commercial and industrial lending, including auto dealer flooring, commercial real estate and construction lending. It also offers consumer lending services focused on residential real estate lending, indirect auto financing and other consumer loans to individuals and small businesses through its branch, online and mobile distribution channels. The Company's wealth management business provides an array of trust services, private banking and investment management services. It also offers consumer and commercial credit cards and merchant processing.
It offers a range of commercial lending services, including commercial and industrial lending, auto dealer flooring, commercial real estate lending and construction lending. Its primary consumer lending services are mortgage lending, auto finance, small business loans, personal installment and credit cards. Its wealth management business offers individuals investment and financial planning services, insurance protection, trust and estate services and private banking.
Retail Banking
The Retail Banking segment includes the financial products and services it provides to consumers, small businesses and certain commercial customers. Loan and lease products offered include residential and commercial mortgage loans, home equity lines of credit, automobile loans and leases, personal lines of credit, installment loans, and small business loans and leases. Deposit products offered include checking, savings and time deposit accounts. Its Retail Banking segment also includes its wealth management services.
Commercial Banking
The Commercial Banking segment includes its corporate banking, residential and commercial real estate loans, commercial lease financing, auto dealer financing, deposit products and credit cards. It provides these services primarily to middle market and large companies in Hawaii, Guam, Saipan and California.
Treasury and Other
The Treasury and Other segment includes its treasury business, which consists of corporate asset and liability management activities, including interest rate risk management. The assets and liabilities (and related interest income and expense) of its treasury business consist of interest bearing deposits, investment securities, federal funds sold and purchased, government deposits, short and long term borrowings and bank owned properties. Its primary sources of noninterest income are from bank owned life insurance, net gains from the sale of investment securities, foreign exchange income related to customer driven currency requests from merchants and island visitors and management of bank owned properties. Other organizational units (Technology, Operations, Credit and Risk Management, Human Resources, Finance, Administration, Marketing, and Corporate and Regulatory Administration) provide a range of support to its other income earning segments.
999 Bishop St
The company trades on NASDAQ exchange. The company headquarter is located in Hawaii, HI. The company was established in the 1858.| Ticker | FHB |
| Long Name | First Hawaiian, Inc. |
| Short Name | First Hawaiian |